:root{--n:#17387d;--n2:#0f2a63;--s:#1ca4e4;--s2:#e8f5fc;--t:#33415c;--g:#f4f7fb;--w:#fff;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 "Open Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--t);background:var(--w)}
h1,h2,h3,.btn,.nav a,.kick,.tag{font-family:Poppins,system-ui,sans-serif}
h1,h2,h3{color:var(--n);line-height:1.15;margin:0}
a{color:inherit}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.top{background:var(--n);color:#cfe3f7;font-size:13.5px}
.top .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px}
.top a{color:#fff;text-decoration:none;font-weight:600}
@media (max-width:640px){.top .hide{display:none}}
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #e5eaf1;box-shadow:0 2px 14px rgba(15,42,99,.05)}
.hd{display:flex;align-items:center;justify-content:space-between;gap:16px;height:76px}
.hd img{height:44px;width:auto;display:block}
.nav{display:flex;align-items:center;gap:20px}
.nav a{color:var(--n);text-decoration:none;font-weight:600;font-size:14.5px}.nav a:hover,.nav a.on{color:var(--s)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:12px;padding:14px 22px;font-weight:700;text-decoration:none;font-size:16px;border:0;cursor:pointer;transition:transform .1s,background .2s}
.btn:active{transform:scale(.98)}
.bs{background:var(--s);color:#fff}.bs:hover{background:#0f8fcd}
.bn{background:var(--n);color:#fff}.bn:hover{background:var(--n2)}
.bo{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.45)}.bo:hover{border-color:#fff}
.nav .btn{padding:10px 16px;font-size:15px;color:#fff;white-space:nowrap}
.nav .sm{display:none}
.menu{display:none;background:none;border:0;font-size:26px;color:var(--n);cursor:pointer;padding:6px}
@media (max-width:980px){.nav a:not(.btn){display:none}.menu{display:block}.hd img{height:36px}
 .nav.open{position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid #e5eaf1;gap:4px}
 .nav.open a:not(.btn){display:block;padding:10px 0;border-bottom:1px solid #eef2f7}}
@media (max-width:480px){.nav .lg{display:none}.nav .sm{display:inline}}
.hero{color:#e4effa;padding:76px 0 70px;background:linear-gradient(90deg,rgba(15,42,99,.96) 0,rgba(23,56,125,.88) 50%,rgba(23,56,125,.6) 100%),var(--img) center/cover,var(--n)}
.hero.small{padding:56px 0 50px}
.hero .g{display:grid;grid-template-columns:1.25fr .85fr;gap:44px;align-items:center}
.kick{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#fff;font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;padding:6px 12px;border-radius:99px}
.dot{width:8px;height:8px;border-radius:50%;background:#35d07f;box-shadow:0 0 0 4px rgba(53,208,127,.2)}
.hero h1{color:#fff;font-size:clamp(32px,5vw,54px);font-weight:800;margin:18px 0 14px;letter-spacing:-.01em}
.hero h1 span{color:#7fd0f5}
.hero p.lead{font-size:18px;max-width:600px;margin:0 0 26px}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.cta .bs{font-size:18px;padding:16px 26px}
.ticks{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:26px;font-size:14.5px}
.ticks span::before{content:"✓";color:#7fd0f5;font-weight:800;margin-right:8px}
.card{background:#fff;color:var(--t);border-radius:22px;padding:26px;box-shadow:0 20px 50px rgba(5,20,60,.3)}
.card h3{font-size:20px;margin-bottom:4px}
.card p{margin:0 0 14px;font-size:14.5px}
form{display:grid;gap:10px}
label{font-size:13px;font-weight:600;color:var(--n)}
input,select,textarea{width:100%;font:inherit;font-size:15px;padding:11px 12px;border:1.5px solid #d6deea;border-radius:10px;background:#fbfcfe;color:#1d2433}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--s);background:#fff}
textarea{min-height:90px;resize:vertical}
.hp{display:none}
@media (max-width:920px){.hero{padding:44px 0 40px}.hero .g{grid-template-columns:1fr;gap:28px}}
section{padding:72px 0}
.alt{background:var(--g)}
.sh{max-width:720px;margin-bottom:32px}
.tag{font-weight:700;color:var(--s);letter-spacing:.1em;text-transform:uppercase;font-size:13px}
.sh h2{font-size:clamp(27px,3.3vw,40px);font-weight:800;margin:8px 0 10px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
@media (max-width:980px){.grid3,.grid4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:760px){.grid2{grid-template-columns:1fr;gap:26px}}
@media (max-width:560px){.grid3,.grid4{grid-template-columns:1fr}}
.sv{background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid #e3e9f2;display:flex;flex-direction:column;text-decoration:none;transition:transform .15s,box-shadow .15s}
.sv:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(15,42,99,.1)}
.sv img{width:100%;height:170px;object-fit:cover;display:block}
.sv div{padding:20px 22px 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.sv h3{font-size:20px}.sv p{margin:0;font-size:15px}
.sv .more{margin-top:auto;font-family:Poppins;font-weight:700;color:var(--s);font-size:14.5px}
.stat{background:#fff;border-radius:var(--r);padding:24px;border:1px solid #e3e9f2}
.stat b{display:block;font-family:Poppins;font-weight:800;font-size:38px;color:var(--n);line-height:1.1}
.stat span{font-size:14.5px}
.list{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.list li{padding-left:30px;position:relative}
.list li::before{content:"";position:absolute;left:0;top:5px;width:18px;height:18px;border-radius:50%;background:var(--s2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%231ca4e4' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}
.cols2{columns:2;column-gap:30px}@media (max-width:560px){.cols2{columns:1}}
.ph{border-radius:22px;width:100%;height:380px;object-fit:cover;display:block}
@media (max-width:760px){.ph{height:240px}}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;counter-reset:st}
.st{background:#fff;border:1px solid #e3e9f2;border-radius:var(--r);padding:24px}
.st::before{counter-increment:st;content:counter(st);font-family:Poppins;font-weight:900;font-size:40px;color:var(--s);line-height:1;display:block;margin-bottom:8px}
.st h3{font-size:18px;margin-bottom:6px}.st p{margin:0;font-size:15px}
@media (max-width:820px){.steps{grid-template-columns:1fr}}
.faq details{background:#fff;border:1px solid #e3e9f2;border-radius:14px;padding:4px 20px;margin-bottom:10px}
.faq summary{cursor:pointer;font-family:Poppins;font-weight:600;color:var(--n);padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";color:var(--s);font-size:22px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq p{margin:0 0 16px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips span{background:#fff;border:1px solid #dfe6f0;border-radius:99px;padding:6px 12px;font-size:14px;color:var(--n)}
.rev{display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--s2);border-radius:22px;padding:28px 30px;flex-wrap:wrap}
.final{background:linear-gradient(120deg,var(--n2),var(--n));color:#dbe9f8;text-align:center;padding:64px 0}
.final h2{color:#fff;font-size:clamp(27px,4vw,42px);font-weight:800}
.final p{font-size:18px;margin:10px 0 24px}
.final .bs{font-size:20px;padding:18px 30px}
footer{background:#0b1f4a;color:#9fb2cf;font-size:14px;padding:46px 0 110px}
footer .fg{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
footer .flogo{background:#fff;border-radius:12px;padding:10px 12px;display:inline-block;margin-bottom:12px}
footer .flogo img{height:34px;display:block}
footer b{color:#fff;font-family:Poppins;font-weight:600;display:block;margin-bottom:8px}
footer a{color:#cfe0f5;text-decoration:none}footer a:hover{color:#fff}
footer .legal{border-top:1px solid #1d3466;margin-top:30px;padding-top:18px;font-size:12.5px;color:#7f93b3}
@media (max-width:860px){footer .fg{grid-template-columns:1fr 1fr}}@media (max-width:520px){footer .fg{grid-template-columns:1fr}}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:30;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(15,42,99,.97);display:none}
.callbar .btn{width:100%;font-size:18px}
@media (max-width:980px){.callbar{display:block}}

.eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:Poppins;font-weight:600;font-size:14px;letter-spacing:.06em;text-transform:uppercase;color:#9fd9f6}
.eyebrow::before{content:"";width:34px;height:3px;border-radius:3px;background:var(--s)}
.strip{display:flex;flex-wrap:wrap;margin-top:28px;border-top:1px solid rgba(255,255,255,.18);padding-top:18px;gap:0}
.strip div{padding:0 22px;border-left:1px solid rgba(255,255,255,.18);display:flex;flex-direction:column}
.strip div:first-child{padding-left:0;border-left:0}
.strip b{font-family:Poppins;font-weight:800;font-size:22px;color:#fff;line-height:1.1}.strip span{font-size:13px;color:#b9d3ee}
@media (max-width:520px){.strip div{padding:0 12px}.strip b{font-size:18px}}
.st::before{width:44px;height:44px;border-radius:50%;background:var(--s2);color:var(--n);font-size:20px;display:grid;place-items:center}
/* bottom: split CTA panel */
.endcta{padding:70px 0;background:var(--s2)}
.endcta .box{display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center;background:#fff;border-radius:26px;padding:36px;box-shadow:0 18px 40px rgba(15,42,99,.08);border-top:6px solid var(--s)}
.endcta h2{font-size:clamp(26px,3.2vw,36px);font-weight:800;margin-bottom:8px}
.endcta .side{display:flex;flex-direction:column;gap:10px}
.endcta .num{font-family:Poppins;font-weight:800;font-size:clamp(26px,3vw,34px);color:var(--n);text-decoration:none}
@media (max-width:760px){.endcta .box{grid-template-columns:1fr;padding:26px}}
/* light footer */
footer.lt{background:#fff;color:var(--t);border-top:1px solid #e3e9f2;padding:40px 0 120px;font-size:14px}
footer.lt .fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:26px}
footer.lt img{height:40px;display:block;margin-bottom:12px}
footer.lt b{color:var(--n);font-family:Poppins;font-weight:700;display:block;margin-bottom:8px;font-size:13px;letter-spacing:.08em;text-transform:uppercase}
footer.lt a{color:var(--t);text-decoration:none;display:block;padding:2px 0}footer.lt a:hover{color:var(--s)}
footer.lt .legal{border-top:1px solid #e3e9f2;margin-top:28px;padding-top:16px;font-size:12.5px;color:#6b7891}
@media (max-width:860px){footer.lt .fg{grid-template-columns:1fr 1fr}}@media (max-width:520px){footer.lt .fg{grid-template-columns:1fr}}
/* mobile action bar: two buttons, white */
.abar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:none;grid-template-columns:1fr 1fr;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid #dfe6f0;box-shadow:0 -6px 20px rgba(15,42,99,.08)}
.abar .btn{padding:13px 10px;font-size:16px}
@media (max-width:980px){.abar{display:grid}}

.ok{background:#e9f8ef;border:1px solid #bfe8cf;color:#1d6b3e;border-radius:12px;padding:14px 16px;font-weight:600}